Aetna New Jersey Group # 108902
This HMO is available to participants who first become newly eligible, or reinstated from a prior cover period through covered employment, in addition to living in this HMO's service area. It is also available to all eligible participants during the Health Fund's Annual Open Enrollment Period, November of each year, in which the coverage effective date will be the first day of the following year, January 1.
If you know that you will be traveling extensively during your health coverage period, selecting an HMO is not recommended. Generally, in such plans, you must receive all medical services from a doctor or health care provider who works at the HMO’s facilities or is affiliated with the HMO. You will not be covered for services from a provider who is not affiliated with an HMO, except in a medical emergency, which must be approved by the HMO.
If you have Primary health coverage through another Plan, an HMO will not be available to you. Coordination of Benefits (COB) is not permitted with an HMO. In this instance, the CIGNA Open Access Plus (OAP) Plan will be the only available plan to choose from.
We have provided you with the following items in order to complete the enrollment process under this HMO: